Options for investing without a W-2 job and a little money.

[Lukas Smith]

I'm 25 and currently living in Pennsylvania. I dove into educating myself on REI about 6 months ago and set a goal for myself to buy my first property by the end of 2021. Unfortunately, (or maybe fortunately) I am leaving my W-2 job in about a month and moving back to Iowa where I am originally from to start my own business.

I am wondering if my goal is still achievable and what my options are without a W-2 job? I have enough saved for a small downpayment of ~3-5% which was my gameplan originally but will have reduced and potentially inconsistent income for the near future. I am sure there are ways around this such as having a co-signer on a loan or using private money but am not sure if there are additional ways I'm not aware of. Any advice would be greatly appreciated. 

Lukas

[Darson Grantham]

@Lukas Smith specifically look at Marine credit union, they are able to get pretty creative.  ALSO, I know a company that, if you qualify, will buy the house you want, and then you buy it from them on contract.  OR just find the seller that will allow you to buy on contract from them.  I'm a local DSM realtor and happy to walk through some of this with you and help you brainstorm!  (FWIW I had this same issue when i became a realtor and was able to navigate a solution)