Thoughts on how to approach my first deal.

[Isaac Salcedo]

I am 23yrs old trying to get my first deal. My first idea was to get a FHA loan 203k with 3.5% down on a 2 to 4 unit property in California. My second idea is seller financing (subject to or land contract).
Came to those ideas because of my finical situation. Rn I have about 20K saved and want to get a property or 2 before 2021 ends. My concerns for the FHA loan is not being approved bc of low income and having to wait 1-2yrs  for steady tax returns to prove income. 
I like seller financing bc I get to jump ahead and get a deal faster than doing a loan thru a lender or bank. Both of these ideas I know need more than 20k to get it done effectively. 
Right now in process of building my team but i would love some feedback from anyone who can help.