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Updated over 4 years ago on .

Fixed rates within a company????
My partner and I recently purchased our first rental property using a line of credit. Although our rate is low, it is variable. We have a jointly owned LLC. We would like to cash out/refi. We are told by multiple lenders that business's cannot hold a primary market loan."fixed" It has to be secondary "variable/commercial". We are aware that some investors finance and then move it into their LLC. We were advised not do that due to the owner of the deed technically changing and the note could be called. Whats the best way to lock in a fixed rate without giving up the protection of an LLC???? first thoughts are an increased insurance policy?