I don’t qualify for traditional financing. What can I do?

[Anthony Golden]

I played professional Basketball in a foreign country for two years and came home last year and immediately got a W2 job one year ago. In order to qualify for an FHA or conventional loan, you need at least two years of consistent employment in order to qualify.

Now I have decent credit and a steady income, and I’ve done a wholesale deal, yet I’m stuck on my next move.

There’s a duplex I would like to purchase at a decent price that needs work, but without a loan, I’m afraid I might miss out.

I’ve heard of Private lenders and hard money lenders, but most lenders won’t lend to you if you’ve never had some sort of relationship with them in the past (understandable... trust).

What would be the best route to go. I’ve heard of Owner carry/Lease Option creative financing, but that may be a bit out of what my understanding is.

What are some solid options?