Financing via LLC or Personal - First purchase

[Daniella Steinberg]

Hi - wondering the pros and cons of payment terms for a first purchase. 

Interest rates are so low, that financing is ideal. But how does one gain financing for an LLC property for the first purchase? If I buy with cash, then refi after closing, will I pay closing costs twice? If I have to use my personal financials to obtain the mortgage, when is it best to transfer it to the LLC?

Thank you