First house hack: Turn key or minor renovations?

[Austin Hawthorn]

I'm committed to purchasing a duplex to househack within the next 6 months (ideally).

What would you do?

A: Buy a turnkey property to get your skin in the game start building equity asap

B: Buy a property in need of very minor renovations (interior cosmetic) to jump start the equity building with forced appreciation.

If A, I feel the return on investment and cash on cash return would be diminished due to buying an already repaired and appraised property.

If B, I would have to save a few extra months to budget for repair costs, Unless I can find a private lender to help me out.

I can see advantages and disadvantages to both A and B, but I would love to hear other investors opinions and/or experience!

Thank you for taking the time to educate me!