Home Owner Insurance + Land lord insurance separately question.

[Shuai Zeng]

Hi All,

Been a while since I posted on this forum. I just got my first property few weeks ago. I closed it as second home, with a second home rider..... Since I already got home owner insurance, and looking to rent it out as season rental. If I buy landlord insurance, will they contact my mortgage company??? I'm hopping to have them bill me directly, since it is against the contract with second home rider. Any one have experience with this??

Thanks
-Shuai