HELOC f/ down payment on investment property

[Matthew J Curti]

I have been trying to evaluate which way would be the best avenue for securing enough money for a down payment. At the current rate I am saving, in around 9-12 months I should have the capital to have a 20% down payment for a ~$200k-$220k. My mom has been willing to hear of the potential for using her equity to pull a HELO. She is a financial advisor but is just as novice to real estate as myself (she does life insurance and IULs). What are some recommendations?