How Would You Use $20K in Michigan at 20 (no credit)

[Josiah Willis]

My real estate goals include; developing a portfolio of small-mid sized multi family units to the point that I am able to pay for school, phase out my job, and begin tackling real estate by scaling full time. I set a goal to save $10k in a year and before this year was out I've done that and partnered to move capital up above the 20k mark. My question is do we attempt to grow this capital through real estate adjacent business or other means so that we may purchase or leverage those multis or does it make more sense to deploy the capital on an in budget cash-flowing single family And take the HELOC at 80% value or leverage that asset in some other way?