Home insurance estimates

[Jordan Diaz]

Hey BP folks!  I am looking to purchase my first rental property in the St. Petersburg or Tampa area in Florida. I was curious how everyone estimates their home insurance costs? I am looking into areas that DO NOT require flood insurance, so I can eliminate that, but I still find the home insurance cost is my biggest variable when analyzing deals.  I am currently using $2400/year when analyzing. Can anyone let me know their advice, suggestions, personal experience. Thanks! 

Also, as mentioned I am looking to invest in those above areas so if anyone is currently investing in long term rentals in that area I'd love to have an opportunity to speak with you! Greatly appreciated everyone!