Afraid: I am using a hard money lender

[Jorge Marquez]

So I am not getting approved from the bank for a loan to buy a property. Due to debt to income. I am going to use a hard money lender instead. But my worries are that I will not be able to get a refinance because of the slightly above poor  credit and debt to income. Once I fix up the property and bring up the value. Is it hard to get a refinance?