Investing & Refi Question

[Mario Morales]

I currently pay 1440 a month, the unit brings in $3300 a month, had it for 3 years. If I refi, Should I do a 15 year at $1600 a month or 30 year $1230 a month. The reason I ask is, I am not sure if this will impact or hurt me with my D-T-I ratio if I go with the 15 year when I apply for a loan for my next building, most likely an FHA loan. Thank you everyone, I am really new at this