Recent college grad just starting out

[Brennan Doherty]

Hi everyone,

This is my first post on biggerpockets in a couple years, and it's going to be a long one so bear with me! I'm looking for advice on how I should get started.

Im 23 and I recently graduated in January with a degree in finance from Umass Lowell, 0 debt whatsoever. No monthly payments aside from car insurance and my phone bill, totaling roughly 150 a month. I realize how lucky I am to be in that position. I feel like it's also important to mention my yearly salary is roughly 45k at the moment.

I knew I was lucky to have 0 debt so I tried to take advantage, working as much as possible throughout college. Currently, I have 25k sitting in my dividend growth portfolio, adding 250 each week, and another 20k sitting in growth stocks. Then I have roughly 10k (which I'm building on) in savings which I plan to use in the near future for a house hack in the Lowell area. I planned on doing this for the first few years, growing a nice little portfolio of small multifamilys using FHA loans and refinancing. I secured a job at a bank after interning there for about a year, and I've been there since January (they offered me a job upon graduation.) I guess what I'm asking is, what would be the best way to use this money in terms of real estate? My ultimate goal is to be "retired" from my 9-5 by my early 30s so I can make the switch to real estate investing full time. Any advice is greatly appreciated as I know there's plenty of wisdom from experienced professionals on this site. Thank you in advance!