2 questions in one post

[Juan Alvarez]

Hello I have 2 questions that I need assistance with.

A duplex in the neighborhood that I grew up in was just listed for 259k. No duplexes In that’s area yet alone SFh are listed or sold at that price. Even the Zillow value is listed at 186k- 209k is this something you would make a realistic offer in (200-210k) or wait it out so the owner can come back to his senses? The numbers do not work at his asking price.

Can you get approved for a home under the FHA loan if all units are occupied? I am aware that you must live in one of the units, but can the lender still approve it under the impression that one of the current tenants will move out once their lease ends? If so do you recommend I find out before even making an offer or just wait until we get it under contract?

Thank you,

Juan A