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Updated over 4 years ago on . Most recent reply

Jeromy Jordan's profile image
Jeromy Jordan's profile image
Jeromy Jordan
  • Real Estate Agent
  • from Biloxi, MS
  • Member since Aug 8, 2020
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Jeromy Jordan's profile image
Jeromy Jordan's profile image
Jeromy Jordan
  • Real Estate Agent
  • from Biloxi, MS
  • Member since Aug 8, 2020
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Jeromy Jordan
  • Real Estate Agent
  • Biloxi, MS
22
Votes |
28
Posts
Starting Out

Lenders who accept less than 20% down for investment property?

Jeromy Jordan
  • Real Estate Agent
  • Biloxi, MS
Posted

Hi BP Community, I'm a newbie to real estate investing.  Are their any lenders that will let you put down less than 20% to acquire a property loan that is NOT your primary residence?   

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Elise Marquette's profile image
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Elise Marquette
  • Lender
  • from Frisco, TX
  • Member since Feb 5, 2019
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Elise Marquette's profile image
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Elise Marquette
  • Lender
  • from Frisco, TX
  • Member since Feb 5, 2019
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Elise Marquette
  • Lender
  • Frisco, TX
270
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Elise Marquette
  • Lender
  • Frisco, TX
Replied

How many units is the property? If it's a multi-unit it'll have to be 20-25% (for a conventional loan, which is the only type that allows non-owner occupied), but for a SFH you may be able to do 15% down.

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