If you had $230,000 how would you invest it?

[Daniel Anshus]

Hey everybody so I want to pick all your wonderful brains about my conundrum. I have been in Real Estate for several years, and earlier this year was fortunate enough to convince my mom to take out a HELOC on her house. The problem starts with my 1099 income. I don't qualify for any mortgage where the debt (PITI, HELOC pmt and my small student loan debt) is greater than $500. In my market those deals are unincorns. I would really appreciate any feedback from this wonderful community.