Is this a good rate?

[Account Closed]

I have 5 single-family homes that I paid cash for. I am getting ready to take out my first commercial mortgage on two of them to free up cash to buy more properties. My local bank agreed to 75% LTV, 10 year fixed rate around 3.65%, and a 20-year amortization for both mortgages. I have really good credit.

Is this a good deal or can I do a lot better?

Any advice much appreciated.  

Thank you.

-Sig

[Darius Ogloza]

I would cut off my left pinky for that rate.