Do I need a full-time job?

[Jamila Thompson]

Hello everyone!

My name is Jamila. I am 23 and I graduated from college with a degree in civil engineering. I have been working at a NYC engineering firm for over a year. I will be going back to school full-time to get my master's in construction (as fast as possible). On the side, I have an e-commerce business that made over $50,000 last year and over $50,000 for the first 6 months of this year, so financially I am stable. 

I would love to invest in a multifamily either later this year or early next year. My worry is that I would not qualify for a loan because I do not have a full-time job. Is this always the case? What other factors do they look for? With my side gig, I also have my own LLC. Is this beneficial in my case? I need to learn more information on having an LLC in real estate investing, but from my knowledge, I could build my business credit and use that as a driving factor in my eligibility? Please correct me if I am wrong.

For reference, I plan to invest in the Newark, NJ area.

Thank you!