Southern CA Duplex w/ 10% down? Is it possible?

[Ash Russom]

So I found a property in southern ca that I am interested in buying and my lender said that I am able to purchase the property with 15% down.

I don't quite have the 15% down but I have a comfortable 10-13%.

Do I have to shop around for another lender that will do 10% or is it just impossible to get a duplex/multifamily for 10% down?

FYI, the property is around 800k and my lender said I do qualify with a 15-25% down payment.

Also, is it smart do a deal with 10% down since I know you will need PMI?

Appreciate your responses in advance!