How steep are requirements for Hard Money Lenders?

[Kyle Martinez]

I need to secure financing for a 4-plex in my community and it could easily make me 3x the mortgage with tenant occupancy. Would a hard money lender take into consideration the potential income gains? Is there quite a bit of variance in requirements when it comes to these lenders? The property would easily have a ~7% cap rate. I am having difficulty finding a lender willing to go beyond 350K for me. Thanks.