How to get financing on a 4 plex

[Stephen Moore]

Hello BP!     
    My name is Stephen, I have been analyzing a few 4-plex’s in my area to house hack. My total income is 44k BUT I travel for work and get a per diem ranging from 70$-120$ per day depending where I go. I typically go out for 3-6 months bringing in 7k -20k tax free depending how long I go out.I am working on paying off my debt as fast as possible before I buy a house. I have 20k in CC debt and 24k on my van which is my current home. I should be done with the CC debt by September. what is the best way for me to get owner occupied financing on a 4-plex to house hack for a year. (I want to rinse and repeat this process). Would I have to be completely debt free to qualify for a 4-plex that is 200k~300k? 

link to thread if this has been covered 

Thanks,
Stephen