House Hacking in a Hot Market

[Tyler Gerhold]

Hello, I am currently looking for a 4-unit house hack in a hot market (Dayton, OH). These 4-units come on the market and are gone in a day. NONE of the 4-units posted in the past couple months will accept FHA financing. How am I suppose to make this work when no one will accept an FHA loan and all these properties are selling at or above asking in as little as three hours?!? Should I seek private lending to fund a down payment on a conventional loan? How can I convince a seller to accept an FHA offer? I have been looking for a 4-unit since March, very few appear on the MLS and the ones that do don't like my financing. What do I do?

Thanks,

Tyler