New to the Game, asking about strategy to get started

[Brett Danehey]

I'm looking to begin in buying long term single family homes/up to 4 plex. Full transparency, right now I'm saving money to put toward my down payment. I currently own my condo, but do not have enough equity to get a heloc to free up cash. So I wanted to get advice on different routes to possibly move this faster. I'd like to work alone and avoid trying to source investors. So what options would you give? Right now I wonder is hard money to a refinance with a company like Visio lending after I do hard money, or just stay on the savings for the next 15-24 months so I can be free and clear on a 20% down payment. Any advice or strategy would be helpful. Thank you all