Do I have to wait 2 years before I qualify for FHA?

[Hunter Burrell]

Hi BP,

I'm really excited to get my first rental but not sure how realistic it will be within the next year. My plan is to house hack a duplex or triplex for my first property using an FHA.

I have a 575 credit score because of a bunch of stuff I messed up on. FHA min levels are pretty low so I'm not that afraid of that but I'm more worried about the fact I've only had my current job for a couple months.

Do lenders still need to see 2 years at the same job? Also are there ways around this if I have a partnership and they co-sign or own half the property with me will that work if they have superior credit?

Thanks so much for your help.