Question on VA escape clause and deposits.

[Cemre Tas]

What does “or otherwise” mean? Let’s say we get a new construction and put 10k in earnest fee and we buy 20k of upgrades and put 10k in deposit for those. If the house comes back appraised lower than the loan amount and the seller refuses to budge on price, do we get just the earnest fee back or does the “or otherwise” include any and all deposits and we should get back the full 20k?