Questions about Buyer Costs

[Brandon Baker]

Hey folks, I'm about to make my first purchase and I've got some questions about the costs being passed on to the buyer. On a property that will cost about $90K, I'm being told to expect about $6K in closing costs. This seems high to me. Here's the breakdown:

Title fee $1500
Lender origination fee $1500
appraisel $500
prepaid insurance and taxes $1900
inspection $325
termite inspection $100
pluming inspection $250

Does this sound right? Also, when running your cash on cash returns, you would pull out the taxes and insurance in their own category, but are you adding those other costs as one time fees? Thanks in advance for answering my newbie questions!