House Hacking to Rental

[Tom Rountree]

Hi Everyone,

My wife and I are going to buy a duplex and live in one side and rent out the other. Do I run the numbers like it's a rental? In other words should I use the rental calculator on bigger pockets when I'm deciding to buy a "house hack" duplex? I'm considering buying one at 310k that rents out $1200 per side. However with zero down that puts me around a negative $500 cash flow per month. Initial plans are to move out in 2 years and covert it to a full rental. 

Thanks for your input. This community rocks!