Disappointed With New Pre-Approval Amount

[Elliott Wolf]

Not here to complain but to post and see if there are any solutions to the obstacle I have:

Was Pre-Approved for 300K Multi-family home & 200K single family home. Due to a change in jobs which is a whole another story, my income on paper dipped, but keep in mind my new role is a sales job where I can make good commission. So the salary income on paper is lower and even though the plan is to make a lot more than listed salary, underwriting does not factor in the OTE (commission) I can make. Is this normal?

My new pre-approval is now only expected to be 200K Multi-family and 150k for single family home. If you are familiar with the Dallas area and the specific area I want to invest in, this makes things much harder. I can't change the way that underwriting is done.. but what other alternate financing options do I Have? 

I could have not been upfront and honest that I Switched jobs but it was the right thing to do... and now I get penalized for being honest. The plan was a househack utilizing FHA.

Understandably I am frustrated with sitting on the sidelines and not having a property yet. any advice is welcomed?