Should i do a Brrrr or 20% down?

[Antonio Verderosa]

Hey Group,

So i'am a bit confused and i was hoping for some guidance. Currently i own a single family home which i bought from a turn key provider. Personally i felt that it was a too hands off, and that i would like to get a more involved in my next property.

My game plan is to scale and acquire property to hold for a long time. Currently i'am looking for homes that don't need major renovations (5000-10000) worth of work. I'am confused if i should do the BRRRR strategy or put 20% down.

I understand if i do the Brrrr i could pull majority of my money out in 6 months, but if i did go the 20% down route wouldn't i be able to pull the 20% equity out at some point if i needed it? 

Also instead of locking up a bunch of money doing a brrrr wouldn't i be able to buy multiple homes in that time period by putting 20% down? It seems like that would be a more effective way to scale quicker.

Like i said i'am just confused on which method would be more effective, and the pros/cons of each. Any advice or guidance is much appreciated.

Thank you!