Refinance Primary Residence NO walkthough??

[Jonathan M Peters]

I have been working on my home for the last year or so saving cash and doing the work myself.

I would like to take 50k of equity from the home to purchase a piece of land as well as, finish my remodel on the home I live in.

My concern is that the rooms that are not complete are going to be seen doing during a walkthrough and that will stop me from getting the cash to complete the project and buy the land.

I heard there is a way to get a refiance done without a walkthrough off of comparables compared against amount owed on the property.

Approximately owe 250k on the home and the house roughly appraises for 450k. Based on what I have seen online (zillow, redfin) and mailers sent to the house.