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Updated almost 18 years ago,

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Sell, refinance, or equity loan

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Our rental property has $72, 000 loan at 6.75% and a home equity loan of $44, 000 at 10%. We want to pull out some equity to re-invest. We have a prepayment of about $3500 penelty if we refinance. This duplex has cash flow but is a pain. It's in a bad neighborhood. Would you take out more on the equity loan, sell, or take the hit and refinance?
Thanks,

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