Insurance for Townhome - South Florida (first property)

[Jacob Camilliere]

Just signed the purchase agreement for my first investment property!!! it is a new construction 3 bed/2.5 bath townhome. I have a question regarding what kind of insurance i should get. 

The HOA includes insurance for the outside of the building. What kind of policy do i need as a landlord? HO-6? i am going to make the tenants buy their own rental insurance as well if that helps

I have an idea of how much it will be monthly but if anyone can provide some additional insight on the monthly cost that would be great. its not near the water so flood insurance is not necessary