Can I get a loan w/ low credit scores & no proof of inc

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I have poor credit scores and I don't have any proof of income. Is there a way that I can be approved for a loan with out a cosigner ? I have looked at information on hard money loans and I don't feel that it is a safe way for me to go but I am not really sure, so please if anyone out there has some infomation on what I can do to get started I would greatly appreciate it