Mobile Home Refi or Term/Rate in Texas?

[Brandon Bayles]

I am having trouble finding any lenders who will do a refi or a term/rate on a mobile home I purchased and placed on the land? I really would prefer to grab my cash out which is less then 75% of ARV than doing owner finance. Are there lenders that offer such products on mobile homes or is my only option to do a owner finance? I am a new investor and somebody convinced me this was a good deal. Come to find out FHA won't finance a mobile home that has been moved >2 times which this one has.