Partnering for First Property

[Juan Carlos Castillo]

So my sister and I want to jump into real estate and are looking into the Birmingham area for our first purchase. The reason for this is because running some napkin numbers it appears to cash-flow way better than anything in Florida (which doesn't really at all).

My question is as far as getting a loan goes, how difficult would that process be to accomplish with two people? Should we look into forming a partnership? We have the 20% down payment and both hold steady jobs with no debt. 

Thanks,