Just a Failure to Launch?

[Mike M.]

I'm getting to the point where I need to take my learning to the next level and just start taking action. I'm targeting small multi-family, but I have a paranoia about not having my entity setup properly before I even start talking with anyone.  Where is the line between how much I can do under my own name and where I need the entity?  I don't want to get to the threshold of a deal and then make a change of entity and have some liability creep up because I did too much under my own name.  I also don't want to get started and have someone say "you're not serious because you haven't even thought about your entity structure".  Am I over-complicating?