Do I need 10% down on investment property??

[Mike C]

Hello to everyone,
Im recently in the process of buying my first investment property( a duplex) and I am currently seeking financing. I talked to an aquaintance at Wells Fargo a few days ago and she said that I cannot get 100% financing for investment properties, and that I have to submit 10% down. But if it was a house that I was going to livein i can get 100%. Is there anyway around this, or any other lenders so I can get a loan without putting anything down? Your help is appreciate thanks.