Bank vs Mortgage lender

[Oren Toubiana]

Hello everyone,

I’m new n BP and about to purchase my first investment property. My credit score is good (750+) and unless I'm missing something important, my main criteria to choose a provider for a 30y conventional fixed loan (with 20% down) would be the mortgage rate.

1. I'm wondering was the best option is between a major bank or a mortgage lender.
2. What are the main criteria to look at when selecting a lender (I find it really hard to understand the difference between all the options)
3. What would be a good mortgage rate (or range) in today's market?

Thanks a lot for your help!