Not sure how to start

[James Parker]

I'm about 8 years from retirement age, with just a few thousand in savings and a 401k that's smaller than the national average for people my age. However, I have excellent credit and over $160k in equity in the house I live in. I want to invest in rental properties for cash flow. Did I get into the REI game too late?

[William W. Humphrey]

Hi James, it is never too late to take steps to better your finances!

As you are looking at investments, I encourage you to include in your

thinking that your 401k money may be able to participate in your chosen

strategy. An IRA or 401k can purchase real estate, originate loans

(often with RE as collateral), and buy into private real estate

syndication.