HELOC to be used for funding rental property fell through

[Everett Marshall]

My home is mortgaged with QL, even i got the property almost a year ago, i asked the loan officer how soon could i do an HELOC he says 6 months, next month makes a year. I called the other day to get the ball rolling, meanwhile i made an offer on a property $11k, $15k rehab, ARV $60k. The offer gets accepted and the guy calls back to say im not seasoned yet, wait till Aug. Meanwhile i have this property under contract.

Problem #2: I work for my parents, I'm paid cash, I'm a licensed embalmer, i file a loss on my taxes.

Does anyone know of anyone lending or extending credit lines to someone in my position. First time I've done this and i know i put the horse before the cart. Which is why im asking for help.