Paying More for Owner Financing

[Thomas Smith]

I am looking into a single family home. It's a 3 bedroom 1 bath single family home that is listed for $69k and in a good neighborhood. My realtor has the listing and has told me that the sellers are very motivated to sell and would be willing to do an owner financing situation. I have run the numbers and see cashflow at $1100 but with the price point, it leaves no room for large upgrades (basically no BRRR situation). It is in very livable condition, just needs some paint and the basement can be finished out later down the road. Is it worth paying around the asking price in a zero down situation? We have not talked terms but I would like to come to them with a reasonable offer where they make their money but my initial monthly payments are based on a 30 year amortization. Can anyone help me with a creative financing option that will be desirable for the buyers and myself?