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Updated almost 13 years ago on . Most recent reply

Josh Justiniano's profile image
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Josh Justiniano
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  • from Thousand Oaks, California
  • Member since Feb 20, 2012
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Josh Justiniano's profile image
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Josh Justiniano
  • Investor
  • from Thousand Oaks, California
  • Member since Feb 20, 2012
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Josh Justiniano
  • Investor
  • Thousand Oaks, CA
47
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Starting Out

FHA Loans

Josh Justiniano
  • Investor
  • Thousand Oaks, CA
Posted

Any opinion on getting an FHA loan as opposed to a loan through a bank or mortgage company? Is it easier to get approved through an FHA loan? Any information is much appreciated.

God bless you,
Josh

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Andy Chu
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Andy Chu
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Andy Chu
  • Involved In Real Estate
  • Las Vegas, NV
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Andy Chu
  • Involved In Real Estate
  • Las Vegas, NV
Replied

An FHA loan is a type of loan, which is given by either a bank or a loan company. It is guaranteed by the federal housing administration.

The requirements are similar but the property condition is a lot more stringent than a conventional loan. Also, if the property needs to be rehabbed, there is the FHA 203k.

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