Lender forcing to buy flood insurance

[Kiran K.]

I have SFH rental and have mortgage with same lender for few years now, all of sudden received notice to get buy flood insurance.

I ended up getting flood insurance as, if I dont buy with in time they provided they would buy on my behalf at higher price than I got.

I spoke to neighbors, none of them have flood insurance or they were asked by their lender.

What options I have here to not pay for flood insurance.

Ps: I own this property for 10 yrs and mortgage with this lender for past 4 years.