Personal loan inquiry

[Vincent Ninzatti]

I recently took out a personal loan from a credit union for 30k over 5 years with an interest rate of 6%.  This did not go on my credit report.  I needed it to purchase a property with money I inherited.  I was only able to inherit this money if I purchased a 2 bedroom coop in a nice neighborhood in westchester county ny as per my mother’s request.  Now I own a coop worth 235k in my name.  I have a decent amount of money in the bank but nothing crazy.  I am looking for a lender to let me take out a personal for either a smaller interest rate or preferably same interest rate but over a longer period of time to lower my monthly bills.  I have a credit score of 800.  Can someone point me in the right direction?