Insurance in Detroit

[Kyle Kierpaul]

I just purchased a place in highland park/Detroit and plan to use this at first as a primary home as I repair/remodel it. After a year or two I would like to move and rent it out. I currently own a house in the Port Huron area that I will rent out when I move into the highland park house. This will be the start of my journey of buy and hold investments. The house in highland park needs a few small items before I can live in it and I'd like to be in it before the end of the summer. My question is I started looking around for insurance for the home and its anywhere from 1300 a year to 1800 a year. Are these prices pretty close to normal and what are others doing for home insurance in the Detroit areas? From talking to progressive, state farm, and AAA one reason insurance is so high in the Detroit area is that a lot of homes are not insured.