Hard money lender needs a sale agreement but the seller says NO!

[Rojo Lewis]

Ok guys I need help! I have a decent deal in place, but the seller doesn't want to deal with any 3rd party funding. I found a hard money lender but they need a signed agreement between me and the seller before they can issue funds. This would be my 1st deal and it's been extremely tough finding funding with no experience under my belt. I don't want to let this deal go and the seller is STERN! He has even made shots at me for being a "beginner" and even told me I didn't know what I was doing and that I needed to get it together or don't worry about it. What do I do? I have no other way to come up with the money to buy this house, and the seller does not want to go through a 3rd party. The seller wants 30k and the ARV is 102k. Should I let it go?