Should I buy my first rental property under an LLC or Personal?

[Shamsul Chowdhury]

Hi Everyone,

This will be my first rental property, investing 35k for a 1k/month rental income. Please help guide me on the following questions

1. I will buy cash, and plan to refinance as early as possible. Should I buy the property under my new "LLC" name or under my personal name? I hear getting refinancing under a new LLC may become difficult task. Please advice.. I do not want to ruin my personal credit applying for refinance loans with my own credit.

What would be the quickest way to refinance and cash out my money to move to the next? I worry about refinance process, getting hit on my own credit everytime i apply for refinance loans. 

Appreciate your advice

-Sammy