Best way to finance a deal

[Reggie Burnett]

I'm sure this has been discussed but I wanted to share a few details about my situation and get some advice on how would I best go about financing a deal.   

a) I have a full time job that I cannot leave at the moment.  My wife is a stay at home mom and very hands on and very capable of managing the project. 

b)  I'm looking for deals around 75-100k, put 50k in them, and t hen sell for 175k-200k.

b) I have multiple small IRA but none of them by themselves large enough to do the entire deal. I considered forming a C corp and having me and my wife take our IRA and "invest" them in my C-corp but I think that is not allowed.

c) I have a 401k that could do it but the payment would be hefty I think

d)  I have a brokerage account large enough to do most of the deal but liquidating the funds it's in would be a significant tax hit (not a tax professional  :) )

e)  There is hard money lenders but I don't really know what impact they would have on my bottom line.

f)  I have enough in home equity to do it.  my house is worth about 450 and I owe about 160.

g)  There is creative solutions -- owner carried financing, lease-to-buy, etc.

Any advice welcome on how you would look to finance a deal given this situation.

Thanks!