Refinance When Divorcing

[Dorothy Degrange]

I was wondering what the requirements are when trying to buy-out my spouse from a marital home.  I've recently changed my mind and would like to be the one to keep martial home.  But I think my chances are far and few between.    Do I need the divorce decree for the lender?  Do I need to be employed?  Do I need at least six months of alimony income?

Facts:  My divorce is not final yet.  We have already had a trial almost 9 months ago.  My STBX is the one who is the one claiming he will buy me out and the judge knows that for now.  He qualifies as he works and has a good credit score.  I have not worked for the past three years.  So tell me am I walking an uphill battle in trying to change my mind?   I do have assets such as 401k pension etc. but those will be divided in divorce.  Will I be viewed as a risk by any lender?