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Updated almost 6 years ago on . Most recent reply
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Begin stages of investor journey
So my husband and I are trying to begin our journey in real estate investing. We don’t have a lot of money to start this journey but would like to connect and really understand the market and see where we could begin. We are in the Las Vegas area.
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@Kimberley Keller Consider a single family with more bedrooms than you need on a 5% down Conventional 30-year fixed loan, where you rent out the other rooms. Or you could put 3.5% down on an FHA loan and buy a 2-4 family house and live in one unit. The cash flow from the other units should pay your bills.
Hold 2% for closing costs and escrows, and I recommend having 6 months' payment in reserves. 401k loan can be used for down payment, as can a gift from family. It does not have to come from one source.
Hope this helps.